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DISCLAIMER: The decision to purchase or sell virtual currencies (also known as “digital currencies” or “cryptocurrencies”), and which cryptocurrencies to purchase or sell, is ultimately your decision alone. Purchase and/or sale decisions are highly individual and must be a function of each customer’s individual financial situation, goals, and risk tolerance. BitIRA is not a financial planner, investment advisor or retirement specialist. BitIRA is not responsible for your decision to purchase or sell digital currencies, or the timing or results of any such act (or failure to act). Any and all assistance BitIRA may offer or provide does not create a fiduciary relationship between you and BitIRA. Any and all purchases and sales are made subject to your own research, prudence, and judgment. BitIRA does not provide tax, investment, financial planning, retirement-specific, or legal advisory services and no one associated with BitIRA is authorized to render any such advice or service. BitIRA is not responsible for any consequences of you purchasing cryptocurrencies for IRAs, trusts or other persons or entities, or for any changes in the laws relating to such purchases or sales. Any written or oral statements by BitIRA, its principals, agents, or representatives, relating to future events constitute opinions only, and are not representations of fact.